Think of Figgy as a piggy bank that got an upgrade. Kids earn money and screen time through chores and volunteering — building habits around saving, spending, and giving back. Parents approve everything, and kids set goals, earn badges, and level up. Good habits, rewarded.

Earning

Kids tap Earn (+) on the dock to log a chore. If the chore offers both cash and screen time, they choose which to earn. The chore lands in your Approvals queue.

Earn Split

When you approve a cash chore, earnings are automatically split between Savings, Spending, and Giving. Configure the percentages in Settings → Earn Split. Screen time goes straight to the Time Ledger pool.

Goals track progress against your child's Spending balance — the bucket that receives 40% of each chore by default. Goals fill in order: Goal 1 is funded first, then the remainder goes toward Goal 2. Progress bars are on the wallet card back (tap ↺). Once a goal is fully funded it appears in the Redeem menu, letting your child link a purchase to it — completing the redemption removes the goal automatically.

Kids tap Redeem (−) to spend from their Spending Wallet (no PIN by default). When a goal is fully funded it appears as a named option so your child can link the purchase to that goal. The Savings Vault and Giving Jar always require your Parent PIN. In Settings → Spending Controls you can optionally require a PIN for Spending too, or set a cooldown between purchases.

Time chores earn minutes to the Time Ledger pool. Kids can redeem those minutes via the Redeem button — just select Screen Time from the bucket dropdown.

Kids earn points for approved chores (+5), streak milestones (+10 at 3 days, +25 at 7 days), completing goals (+20), and volunteer time (+10 per session, +15 per 60 min). Points unlock five levels: Sprout → Grower → Harvester → Keeper → Legend. Tap your child's profile pill on the dashboard to open the Achievements screen and see the full level ladder and progress.

There are 12 badges total. One-time badges (8): Chore Starter, First Save, Helper, Giving Heart, Rising Star, Halfway There, Goal Getter, Legend Fig. Staged badges (4) with Bronze → Silver → Gold → Purple tiers: Chore Streak, Chore Champion, Super Saver, Giving Tree. Earned badges are full color; locked ones are dimmed so kids can see what they're working toward. Tap your child's profile pill on the dashboard to view the full badge collection.

Badge Bonuses

In Settings → Badge Bonuses, set a cash and/or time reward for each badge type. When a badge is earned or upgraded, the bonus appears in your Approvals queue showing the tier (e.g. "bronze"). Approve it to credit the kid, or tap ✕ to skip it.

Tap the 🔒 lock on the dock and enter your PIN to open Parent Mode. Manage tasks, members, goals, and settings. In Settings → Security, change your PIN or set a recovery word in case you forget it. Your PIN is required each time.